DCA calculator: how much would you have if you bought regularly
Pick a coin, how much you would invest each time, how often, and over what period. You will see the total invested, what that amount would be worth, and how much you would have made or lost as a percentage and in dollars. Real historical Binance prices are used.
What is DCA
DCA (dollar-cost averaging) means investing the same amount at regular intervals, whatever the price. When the price is low, the same amount buys more coins; when it is high, it buys fewer. The average purchase price evens out and you do not need to time the entry perfectly.
How the calculator works
- Purchase days follow the frequency you pick: every day, every 7 days, or the same day of each month (the last day of the month when a month is shorter).
- On each purchase day the chosen amount is spent at that day's closing price (UTC), using the Binance USDT pair.
- On the last day the whole accumulated amount is valued at that day's close price. The difference between the value and the amount invested is the result.
- If the coin started trading later than your start date, the calculation starts from its first trading day.
A worked example
If you had bought Bitcoin for $100 every week from 2023-10-03 to 2026-10-03 (157 purchases), you would have invested $15,700 in total. On the last day the accumulated amount (0.227429 BTC) would be worth $19,275: a result of +$3,575 (+22.8%). This is a historical calculation, not a forecast.
The start and end dates change the result. The same plan ($100 every week into Bitcoin until 2026-10-03), started on 2021-11-01, would have shown +99.0%, and started on 2022-11-01, +77.6%.
The result can also be negative. The same plan ($100 every week into Bitcoin), started on 2021-11-01 and ended on 2022-11-01, would have put in $5,300 in total (53 purchases), worth $3,636 on the last day: a result of -$1,664 (-31.4%).
Worth knowing
- DCA does not remove the risk of crypto: if the price keeps falling, the loss keeps growing as you keep buying.
- The start and end dates affect the result a lot. Try different periods and coins to see how it changes.
- Taxes, exchange fees and slippage are not included, so a real result would usually be worse, especially when buying often.
- Prices come from Binance. Other exchanges may show different prices.
Frequently asked questions
What is DCA in crypto?
How does the DCA calculator work?
Do the results guarantee that I will make money in the future?
Does the calculator include fees and taxes?
Where do the prices come from and how are they updated?
Are my choices sent to a server?
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